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NEIL Board Declares 2020 Policyholder Distribution

 At its December 11, 2020 Meeting, NEIL’s Board of Directors approved a Policyholder Distribution of $400 million, with $340 million being allocated based on each Member’s Policyholder Insurance Record and $60 million being allocated based on the Members’ Earned Premium Ratio.  Policyholder Distributions are a primary element of NEIL’s Financial Vision to maintain sufficient financial strength while sharing financial returns with the Membership.  The level of the current distribution reflects NEIL’s commitment to delivering targeted financial returns to the Membership and is supported by positive investment returns and underwriting performance in 2020, evidenced by a combined ratio of 64.3%.  This Distribution culminates in a three-year return on Surplus of 6.9%.

Given a forecasted year-end Policyholders’ Surplus of $4.3 billion (post-Distribution), NEIL’s Leadership supported the declaration of the Distribution and remains committed to NEIL’s goal of financial return sustainability while meeting surplus targets over a three-year planning horizon.  As in previous years, the Board’s approval is subject to there being no material adverse events prior to year-end. 

Policyholder Distributions will be paid directly to Members by March 26, 2021.

As a reminder, NEIL will be hosting two Member Update & Financial Outlook WebEx sessions on Tuesday, December 15, 2020.  The first WebEx session will begin at 9:00 a.m. (EST) and the second at 12:00 Noon (EST).  Both are expected to last roughly 30 minutes.  The WebEx agenda includes an update on the 2020 Distribution and other meaningful matters, so attendance is encouraged.  The WebEx sessions are optional and open to any NEIL Member stakeholders who may be interested in attending.  An Outlook calendar appointment will be sent to all recipients on this announcement that will contain the access information.  Anyone receiving an invitation is welcome to forward it to any other Member Company stakeholder.  Materials to support the WebEx will be sent out in advance of the sessions. Time has been allotted for questions, however those wishing to submit questions in advance may do so to the attention of Scott Lauchlan, Director – Underwriting (Core Business), at slauchlan@myneil.com or 484-356-6083.

If you have any questions or concerns, please don’t hesitate to contact any member of your Service Delivery Team or Scott Lauchlan.  If you have an questions regarding the WebEx, you may also contact Layla Smith at lsmith@myneil.com or 302-573-2276.




NEIL believes nuclear power is a vital energy solution. We enable nuclear power by embracing mutuality and pursuing excellence in insurance and loss prevention.


We fulfill our continuing core responsibility of insuring our Members' nuclear risks by:

  • Maintaining the financial strength to cover two full-limit losses.
  • Promoting industry risk-management and safety practices.
  • Providing value and equitable treatment.
  • Prudently pursuing opportunities that serve the Membership.


Consistent with the principles of a mutual insurance company, our employees and Board of Directors strive to meet our Members' evolving needs and represent the interests of all Members by treating them fairly and equitably in matters of the Company, including financial dealings and Member representation.


The Company, its employees, and members of the Board of Directors will treat each other, and all others with whom we interact, with respect, honesty and fairness. We will maintain the highest ethical and professional standards in all areas of our business and respect the confidential and proprietary information of our Members.


We will maintain our financial strength through sound strategic planning, prudent investments, a disciplined financial decision process and demonstrated financial accountability. We will maintain our personnel strength by creating an environment that encourages employee initiative and diversity among individuals, and enables each employee to perform successfully and grow professionally.


Excellence requires personal commitment on the part of each individual involved with NEIL and we pursue this through a proactive approach to all aspects of our business. Each employee commits to achieve excellence and to respect the Company and each other in all matters.


We will foster teamwork with our Members and business partners by effective communications and by seeking their participation on matters affecting the Company. We are also committed to being responsible and active members of our community, and will team with others to build a strong community that produces a positive environment beneficial to businesses and individuals.